Money Help
Find support for your situation.
If you're struggling financially, there may be help available. Explore practical guidance, emergency support, benefits and free debt advice to understand your options and find the right help for your circumstances.
I Need Money
Explore practical ways to access money, improve your financial situation and find additional support.
Read the guideEmergency Money
Find emergency assistance with food, energy, essential costs and unexpected financial difficulties.
Read the guideBehind on Bills
Understand your options if you're struggling with rent, Council Tax, utility bills, repayments or debt.
Read the guideUniversal Credit & Benefits
Understand Universal Credit, benefit eligibility, applications and other financial support you may be entitled to.
Read the guideFind additional support
This centre focuses on Great Britain: England, Scotland and Wales. Northern Ireland is outside the initial Monzenta beta. Eligibility depends on your circumstances and local rules; grants and benefits are not guaranteed.
Emergency and local council support
Government resource · England
England – Crisis and Resilience Fund (opens in a new tab)Local councils administer support for eligible people experiencing financial difficulties. Eligibility and application arrangements vary by council; check what your council offers.
Government resource · Scotland
Scotland – Scottish Welfare Fund (opens in a new tab)Crisis Grants can help with an emergency. Community Care Grants can help eligible people live independently or stay in their community. Local councils administer both grants, with eligibility conditions.
Government resource · Wales
Wales – Discretionary Assistance Fund (opens in a new tab)Emergency Assistance Payments help with essential costs in a crisis. Individual Assistance Payments can help eligible people live independently, including with essential household items. Eligibility conditions apply to both.
Benefits and entitlement support
Government directory · Independent calculators
GOV.UK Benefits Calculators (opens in a new tab)Free independent calculators can help you estimate benefit entitlement and understand how changes in work or income could affect your benefits. Estimates are not an entitlement decision.
Free debt and bill support
Independent charity
Citizens Advice (opens in a new tab)Free guidance on bills, benefits and debt to help you understand your rights and available options. Choose the service for where you live.
Government-backed guidance service
MoneyHelper (opens in a new tab)Free, impartial money guidance, help with money troubles and information on finding debt advice.
Independent debt charity
StepChange (opens in a new tab)Free debt advice and support to help you understand your options and find a way to deal with debt.
Support may be cash, vouchers, essential items or help with a particular bill; these are not interchangeable. Loans and benefit advances must normally be repaid and are not grants. Check the terms of any support before applying. Monzenta provides general information, not personalised financial advice; external services make their own eligibility decisions.